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Select one of the following to know more: |
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A photocopy of your NRIC or passport |
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For a salary earner, your salary slips for the last 3 months & J or EA Form for the last 3 years |
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For a businessman or those who are self employed, latest financial statements, bank statements (last 3 months), J Form (latest 2 years) and business registration and other supporting documents to support the income |
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A photocopy of the Title Deed (if applicable), Sale & Purchase Agreement, deposit or booking receipt/Letter of Offer from the housing developer |
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Valuation report for a completed property |
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| Related Information |
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| What Else Can I Do? |
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Some Islamic banking institutions may also require additional supporting documents. Please check with the Islamic banking institution you are dealing with for a more detailed explanation. |
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| Once your application is approved, you need to appoint a lawyer to draw up the financing documentation. You can select a lawyer from a list of panel lawyers provided by your Islamic banking institution. |
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| The financing is still applicable for properties under construction. In this instance, the selling price will also include the grace period profit. You will pay the Islamic banking institution the grace period profit: |
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During the construction period |
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Monthly at fixed amount |
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Upon the first draw down to the developer |
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Until the completion of the property OR at any time determined by the Islamic
banking institution |
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